Effective Date: August 27, 2025

Operator: Stolly (currently operated by the founding team; a Swedish legal entity is being formed)

Legal Address: Korsvägen 3; Värmdövägen 197, Sweden

Contacts:

General support, billing, creators, copyright and legal: stolly@stolly.app

Privacy, GDPR and data protection: privacy@stolly.app

1. Introduction and Agreement

1.1. Who we are. These Terms of Service (“Terms”) govern your access to and use of the Stolly mobile application, website, related APIs and any other services, features or content provided by or on behalf of Stolly (collectively, the “Service” or “Stolly”). The Service is currently operated by the founding team; once a Swedish legal entity is incorporated, references to “Stolly” will include that entity.

1.2. Binding agreement. By downloading, installing, accessing or using the Service, creating an account, or otherwise indicating your acceptance, you enter into a legally binding agreement with Stolly and agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Service.

1.3. Other documents that apply. These Terms incorporate by reference and form one agreement together with:

the Privacy Policy;

the Community Guidelines;

the Payment Terms;

the Refund Policy; and

the Cookie Policy.

You should read all of these documents, as they describe how the Service works, how your data is processed, and what is expected from you as a user.

1.4. Changes to the Terms. We may update these Terms from time to time, for example to reflect changes in the Service, technology or applicable law. For material changes, we will provide notice (for example, via in-app notice, email or push notification) and indicate the new effective date. Unless a different date is stated, changes take effect when published. Your continued use of the Service after the effective date of updated Terms constitutes your acceptance of them.

1.5. Language and precedence. These Terms may be translated. If there is any inconsistency between a translated version and the English version, the English version will prevail, except where mandatory local law requires otherwise.

2. Definitions

2.1. In these Terms:

“User” or “you” means any natural person who accesses or uses the Service.

“Account” means a registered user account created to access and use the Service.

“User Content” means any content or material that you upload, post, submit, create, generate, record, transmit, share or otherwise make available through the Service, including stories, text, audio (original or synthesized), images, video, comments, profile information, messages and any other content.

“AI-Generated Content” means any content that is created or materially modified using AI-powered features made available within the Service (including but not limited to text suggestion tools and text-to-speech synthesis).

“Paid Services” means any paid or premium offerings within the Service, including subscriptions, in-app purchases, virtual currency, virtual gifts, boosts, paid features, and any other paid products or services provided by or through Stolly.

“Virtual Currency” / “Virtual Gifts” means any non-monetary currency (such as coins) or digital items that can be acquired and used only within the Service, including to send gifts or access particular features. Virtual Currency and Virtual Gifts have no real-world cash value and cannot be redeemed outside the Service.

“Author” means a User who creates and publishes User Content on the Service, including Users participating in monetization or promotional programs.

“Creators Program” means any program through which Authors may earn revenue or receive benefits (for example, via tips, Virtual Gifts, revenue share or other mechanisms) subject to additional rules.

“Third-Party Services” means any services, software, tools, platforms or content provided by third parties that integrate with, support or are referenced by the Service, such as app stores, payment processors, hosting and infrastructure providers, text-to-speech providers, analytics tools, and advertising partners.

“Minor” means a User who is under the age of majority in their country of residence.

3. Service Overview

3.1. Nature of the Service. Stolly is a social storytelling platform that allows Users to:

create, edit and publish short-form stories in multiple formats (text, audio, simple video or visual layers, captions and subtitles);

optionally use AI-assisted tools to generate or refine text;

convert stories to audio using text-to-speech (“TTS”) voices;

consume content via vertical feeds, including a “For You” feed based on behavioural and contextual signals and a “Following” feed based on followed accounts; and

interact socially through actions such as likes, comments, follows, favourites, reports and Virtual Gifts.

3.2. Changes and tests. We may add, remove or modify features, run tests and experiments, change the design of the Service, and introduce new products or programs over time. Where such changes are material for your rights as a consumer, we will inform you as required by law.

3.3. No guarantee of availability. The Service is provided on an “as available” basis. We do not guarantee that all features will be available at all times, or in all countries or languages. Certain features may be restricted due to age, jurisdiction, platform rules or other reasons.

4. Eligibility, Age and Parental Responsibility

4.1. Minimum age. You may only use the Service if you:

are at least 13 years old; and

have reached the minimum age of digital consent in your country of residence (which in many EU countries is 13-16),

or you use the Service under the verifiable consent and supervision of a parent or legal guardian. If local law requires a higher minimum age to use the Service, that higher age applies.

4.2. Minors and parental consent. If you are a Minor, your Parent or Guardian must review these Terms and the Privacy Policy and provide consent where required. By allowing a Minor to use the Service, the Parent or Guardian agrees to be responsible for the Minor’s use, including any purchases and User Content.

4.3. Teen safety and age-based restrictions. For Users identified as Minors, we may apply stricter privacy and safety settings, including:

limiting certain features (for example, particular monetization tools or sensitive discovery surfaces);

applying stronger content filters and downranking or hiding content unsuitable for children or teens;

reducing or disabling certain types of behavioural profiling and personalized recommendations, where required by law; and

restricting the display of targeted advertising.

Details are provided in the Community Guidelines and the Privacy Policy.

4.4. Underage users. If we become aware that a User does not meet the minimum age requirements or lacks valid parental consent, we may suspend or terminate the Account and delete personal data as required by law and the Privacy Policy.

5. Account Registration, Security and Background Operations

5.1. Account creation. To access certain features, you must create an Account. You must provide accurate, complete and up-to-date information and keep it updated.

5.2. Security and credentials. You are responsible for safeguarding your login credentials (for example, email access, one-time codes and any other authentication mechanisms) and for all activity occurring under your Account. If you suspect unauthorized access or any security incident, you must promptly notify us at stolly@stolly.app.

5.3. Device, session and activity logs. For security, anti-fraud, operational and legal reasons, we may maintain logs of Account and session activity, such as login times, IP addresses, device identifiers, feature usage and changes to Account settings. Where available, you may view and revoke active sessions in the app.

5.4. Background operations. To provide the Service, the app may perform certain background operations, including refreshing authentication tokens, pre-loading or caching content, synchronizing notifications, and cleaning temporary data. These operations may use battery, storage and data. You can usually manage such behaviour in system or app settings, but certain background processes are necessary for secure and stable operation (for example, to deliver critical security information).

5.5. Account suspension. We may temporarily or permanently suspend your Account, restrict features, or take other measures where we reasonably believe that:

you have breached these Terms, the Community Guidelines or applicable law;

your Account is compromised, used for fraud, spam or abuse; or

such action is necessary to protect the safety, security or integrity of the Service, Users or third parties.

Where legally and practically possible, we will inform you of significant restrictions and provide a basic explanation and information on how to appeal (see Section 14).

6. User Content, Rights and Responsibilities

6.1. Ownership. You retain any intellectual property rights you hold in your User Content, subject to the limitations of applicable law (including with respect to certain AI-Generated Content). We do not claim ownership of your User Content.

6.2. Licence to Stolly. In order to operate and provide the Service, you grant Stolly a worldwide, non-exclusive, royalty-free, transferable and sublicensable licence to:

host, store, reproduce, adapt, edit and format your User Content;

display, perform, transmit and distribute your User Content via the Service, including in feeds, profiles, search results, notifications, previews and recommendations;

create technical derivative works (such as thumbnails, transcodes, subtitles, previews and aggregated statistics); and

use your User Content for the operation, maintenance, protection, improvement and promotion of the Service, including analytics, safety, fraud prevention, personalization (where permitted by law) and compliance with legal obligations.

This licence continues for as long as your User Content is available on the Service and for a reasonable period thereafter to the extent necessary for legitimate purposes such as backups, logs, legal obligations and dispute resolution.

6.3. Use of User Content for model improvement. Certain User Content and usage signals (for example, engagement metrics) may be used to train, test and improve Stolly’s internal models, algorithms and recommendation systems. Where applicable law requires explicit consent for specific uses, we will seek and manage such consent in the app. You can withdraw such consent at any time, which may limit some features; withdrawal does not affect processing already carried out lawfully on the basis of consent. More information is in the Privacy Policy.

6.4. User responsibilities. You are solely responsible for your User Content and for ensuring that it:

does not violate these Terms, the Community Guidelines or applicable law;

does not infringe third-party rights, including copyright, trademark, trade secrets, privacy or personality rights;

is accurate (where it purports to state facts) and not intentionally misleading in ways that could cause harm; and

does not contain malware, malicious code or other harmful components.

6.5. Standards and prohibited content. Our Community Guidelines form part of these Terms and define prohibited and restricted content, including but not limited to:

child sexual abuse material or any content involving the sexualization or exploitation of Minors;

explicit pornography or sexual content inappropriate for the audience;

content that promotes self-harm, suicide or dangerous activities likely to cause serious harm;

threats, harassment, bullying and hate speech;

terrorist or extremist content that promotes or glorifies violence;

scams, fraud, deceptive practices and impersonation;

content that unlawfully infringes intellectual property or other rights.

6.6. Licence to other Users. When you publish User Content so that it is visible to others, you grant other Users a limited, non-exclusive licence to access and use that content via the Service (for example, to view, listen, like, comment, favourite, report and share within the app) in accordance with these Terms and applicable law. This licence does not permit commercial exploitation outside the Service unless expressly allowed by you or permitted by law.

6.7. Monitoring, removal and restriction. We may use automated tools and human review to monitor, analyse and moderate User Content. We may remove, restrict, downrank, age-gate, demonetize or otherwise limit User Content where we reasonably believe it violates these Terms, the Community Guidelines or applicable law, or where required by a court or competent authority.

6.8. Deletion of User Content. You may delete your User Content and/or your Account using the tools provided. We will make commercially reasonable efforts to remove deleted content from active public display. However, content may persist for a limited time in backups, logs or archives, or where stored by other Users, and may be retained where necessary for legal, security or compliance reasons.

7. AI-Powered Features, TTS and Automated Decision-Making

7.1. AI-powered tools. The Service may provide AI-powered tools, including:

text suggestion and AI story generation features;

TTS features that convert text into synthetic audio using licensed voices;

automated moderation assistance (for example, detection of potentially harmful or illegal content);

recommendation systems that personalize feeds based on signals such as language, region, past interactions, and safety constraints.

7.2. Nature and limitations of AI outputs. AI-Generated Content and TTS outputs may be approximate, incomplete, biased, or inappropriate. They may contain factual inaccuracies or content that does not align with your preferences or expectations. You remain fully responsible for reviewing, editing and approving any AI-Generated Content before publishing and for ensuring that your final content complies with law and these Terms.

7.3. Responsibility for prompts and inputs. You are responsible for the prompts, instructions and source material you provide to AI tools within the Service. You must not use AI features to generate or amplify prohibited content, including content that is illegal, harmful, deceptive, or that infringes the rights of others.

7.4. AI-assisted moderation and ranking. We may use automated systems and models to assist in content moderation, spam detection, fraud prevention and feed ranking. These systems may qualify as “automated decision-making” under certain laws. They are designed to support and not fully replace human judgment, and we provide mechanisms for you to contest significant decisions (see Section 14).

7.5. Voice synthesis and TTS. The TTS voices and technology used in the Service are licensed or provided by Stolly and/or Third-Party Services. You receive only a limited right to use these voices within the Service. You may not attempt to extract, clone, reverse engineer or use TTS voices outside the Service, nor use them to impersonate real individuals in a misleading or harmful way.

7.6. Labelling and transparency. Where required by law, or where we deem it necessary to avoid confusion, we may label or otherwise indicate that certain content is AI-Generated Content or has been materially modified using AI-powered tools. You must not misrepresent AI-Generated Content as authentic recordings or depictions of real persons where that could reasonably mislead others.

8. Community Standards, Safety and Prohibited Conduct

8.1. Community Guidelines. The Community Guidelines form an integral part of these Terms. They describe acceptable and unacceptable behaviour, including detailed rules about content involving violence, harassment, hate, self-harm, sexual content, minors, illegal activities and other sensitive areas.

8.2. User conduct. You agree that you will not:

violate these Terms, the Community Guidelines or applicable law;

impersonate another person or misrepresent your affiliation;

harass, threaten, bully or abuse others;

use the Service to distribute spam, scams, pyramid schemes or other unsolicited communication;

attempt to interfere with, disrupt or overload the Service, its infrastructure or connected networks;

use automated tools (such as bots, crawlers or scrapers) to access the Service without our prior written consent;

upload or distribute malware, viruses or other harmful code;

collect or publish personal data about others without their explicit consent where required by law.

8.3. Illegal and dangerous content. You must not upload, post or transmit content that is illegal, promotes illegal activity, or is likely to cause serious harm, including content that:

involves or promotes child sexual abuse or exploitation;

incites terrorism, violent extremism or serious crime;

glorifies or actively promotes self-harm or suicide;

instructs others on how to carry out serious criminal acts.

8.4. Consequences. Violating the Community Guidelines or engaging in prohibited behaviour may lead to enforcement actions, including removal or restriction of content, temporary feature limits, suspension or termination of your Account, and referral to authorities where required by law.

9. Reporting, Moderation and DSA Compliance

9.1. Reporting tools. The Service includes tools that allow you to report User Content or behaviour that you believe breaches these Terms, the Community Guidelines or applicable law. You should provide enough information to identify the content and describe the issue.

9.2. Notice-and-action. In line with the EU Digital Services Act (DSA), we operate notice-and-action procedures to handle reported content. We will review notices in a timely manner and take appropriate action, which may include removing or restricting access to content, applying warnings, or taking no action where the report is unfounded.

9.3. Statement of reasons. If we remove or restrict your content or your Account based on a perceived violation of law or our policies, we will generally provide you with a concise statement of reasons, unless:

we are legally prevented from doing so; or

providing such information would compromise the prevention or investigation of abusive or criminal behaviour.

9.4. Internal complaints-handling system. If you disagree with a content or Account decision that significantly affects you (for example, removal of content, suspension, or restriction of monetization), you may lodge an internal complaint using the in-app tools or by contacting us at stolly@stolly.app. We will review your complaint within a reasonable period and, where appropriate, involve a reviewer who was not responsible for the initial decision.

9.5. Cooperation and transparency. We may cooperate with competent authorities, trusted flaggers and other entities designated under the DSA. We will also publish periodic transparency information about key moderation metrics and systemic risk mitigation measures, in accordance with applicable law.

9.6. Copyright and other rights. Copyright and other IP complaints are handled in accordance with our Copyright & DMCA Policy, which is incorporated by reference. Rights-holders may contact us at stolly@stolly.app following the procedures described there.

10. Paid Services, Virtual Currency, Gifts and Subscriptions

10.1. Paid Services. Stolly may offer Paid Services, such as:

subscription plans granting access to premium features, higher usage limits or reduced advertising;

Virtual Currency or Virtual Gifts to support Authors or unlock features;

other paid items, such as profile boosts or special badges.

Details, prices and applicable terms are shown in the Service and/or Payment Terms at the time of purchase.

10.2. Nature of Virtual Currency and Virtual Gifts. Virtual Currency and Virtual Gifts:

are a limited licence to use digital items within the Service;

have no real-world or monetary value;

are not electronic money, financial instruments or crypto-assets; and

cannot be redeemed, exchanged or cashed out, except as explicitly allowed in a separate written agreement with Stolly.

10.3. Purchases and billing. Purchases may be processed via app stores or other Third-Party Services. By making a purchase, you authorize the applicable provider to charge your selected payment method for the price displayed, including applicable taxes. You must comply with the relevant app store or payment provider terms.

10.4. Subscriptions and auto-renewal. Subscription plans typically renew automatically at the end of each billing period at the then-current price, unless cancelled in accordance with the instructions provided by the app store or payment provider (or in your Account settings where available). We will inform you of key subscription terms before you subscribe.

10.5. Trials. We may offer free or discounted trial periods. Unless otherwise stated, trials will convert to paid subscriptions at the end of the trial if you do not cancel in time. We may restrict the number of trials per User.

10.6. Refunds and withdrawal rights. Refunds are governed by our Refund Policy, applicable app store rules and mandatory consumer protection law. In many cases, when you request immediate provision of digital content or services, you acknowledge that your statutory right of withdrawal may expire once the service is fully performed. Details are explained at purchase and in the Refund Policy.

10.7. No earnings guarantee. If you are an Author participating in the Creators Program or monetization features, we do not guarantee any minimum level of views, engagement or earnings. Earnings may depend on factors outside our control.

10.8. Payouts and fraud. Payouts to Authors may be subject to eligibility criteria, minimum thresholds, verification checks and applicable taxes. We may withhold, adjust or claw back payouts in cases of suspected fraud, abuse, Terms violations, chargebacks or legal obligations.

10.9. Taxes. You are responsible for all applicable taxes, duties or similar charges relating to your purchases or earnings, except where we are required to withhold or collect taxes under law.

11. Advertising and Promotions

11.1. Advertising. The Service may display advertising, including between stories, in feeds, and in other clearly marked placements. The amount and type of advertising may vary based on your region, tier (free or paid), age and settings.

11.2. Personalized and non-personalized ads. Some advertising may be personalized based on your activity and preferences. Where required by law, we will obtain your consent before using certain data for personalized advertising. You may adjust your choices in the app or via consent tools. If you decline personalized ads, you may still see contextual or non-personalized advertising.

11.3. Data used for advertising. To serve and measure ads, we and our partners may process limited information including device identifiers, approximate location, app usage, ad impressions and interactions. Details, including legal bases and retention periods, are described in the Privacy Policy.

11.4. Sponsored content and disclosures. We may label certain content as sponsored, paid, or in partnership with brands so you can distinguish it from organic content. If you publish branded or sponsored content, you must use any labelling tools and comply with our Community Guidelines and applicable advertising laws.

12. Third-Party Services and Infrastructure

12.1. Third-party dependencies. The Service relies on Third-Party Services such as hosting providers, infrastructure and database services, AI and TTS providers, app stores, payment processors, analytics tools and advertising partners.

12.2. Third-party terms. Your use of certain features may be subject to the terms and privacy policies of Third-Party Services. You are responsible for reviewing and complying with those terms where they apply (for example, app store rules and payment provider terms).

12.3. No responsibility for third-party content. We are not responsible for third-party websites, apps, content or services, even if accessed through the Service. Your interactions with third parties are solely between you and the third party.

12.4. Outages and changes. Third-Party Services may experience outages, limitations or changes that affect the availability or functioning of the Service. While we aim to maintain a stable Service, we cannot guarantee uninterrupted or error-free operation and are not liable for unavailability caused by events outside our reasonable control.

13. Privacy and Data Protection

13.1. Privacy Policy. Our processing of personal data is described in detail in the Privacy Policy, which is part of these Terms. The Privacy Policy covers:

what personal data we collect and how;

the purposes and legal bases for processing;

retention periods;

data subject rights and how to exercise them;

international data transfers and safeguards;

security measures.

13.2. GDPR and EU data protection. For Users in the EU/EEA, Stolly acts as a data controller for most processing activities and complies with the General Data Protection Regulation (GDPR). You may exercise your rights (access, rectification, erasure, restriction, objection, portability) by contacting us at privacy@stolly.app. You also have the right to lodge a complaint with your local data protection authority.

13.3. International transfers. Where personal data is transferred outside the EU/EEA, we implement appropriate safeguards, such as standard contractual clauses or equivalent mechanisms, as described in the Privacy Policy.

13.4. Legal requests. We may receive lawful requests from authorities (for example, court orders or law-enforcement requests). We review such requests for legality and scope and disclose data only where required by law and in accordance with applicable safeguards.

14. Suspension, Termination and Appeals

14.1. Your right to end the relationship. You may stop using the Service at any time. You may also request deletion of your Account through in-app tools or by contacting us. We will process your request in accordance with the Privacy Policy and legal obligations.

14.2. Our right to suspend or terminate. We may suspend or terminate your Account, or restrict access to certain features, at our reasonable discretion where:

you materially or repeatedly breach these Terms, the Community Guidelines or applicable law;

we reasonably suspect fraud, abuse, or risk to the security or integrity of the Service;

we are required to do so by law, regulation or a binding order.

14.3. Effects of termination. Upon termination:

your right to access and use the Service ceases immediately;

we may delete or restrict access to your User Content (subject to Sections 6.7 and 6.8);

we have no obligation to maintain or provide you with copies of any data, except where required by law.

14.4. Statements of reasons and appeals (DSA). For Users in the EU/EEA, where we impose a significant restriction or termination based on alleged violation of law or our policies, we will generally provide a statement of reasons and information on how to contest the decision, unless we are legally prevented from doing so. You may challenge such decisions using our internal complaints-handling system or by contacting us at stolly@stolly.app. We will review appeals within a reasonable timeframe.

14.5. Survival. Provisions that by their nature should survive termination (including, without limitation, those relating to intellectual property, limitations of liability, indemnity, governing law and dispute resolution) will continue to apply.

15. Warranties and Disclaimers

15.1. Service “as is”. To the maximum extent permitted by applicable law, the Service is provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, non-infringement and accuracy.

15.2. No guarantee of results. We do not warrant that the Service will meet your requirements, that it will be uninterrupted, secure or error-free, or that any defects will be corrected. We do not guarantee any particular level of reach, engagement or earnings for Authors.

15.3. Third-party content. We do not endorse or control User Content or third-party content and are not responsible for its accuracy, legality or quality. You access such content at your own risk.

16. Limitation of Liability

16.1. Exclusion of certain damages. To the maximum extent permitted by law, Stolly and its founders, affiliates, officers, directors, employees and agents will not be liable for any:

indirect, incidental, special, consequential or punitive damages; or

loss of profits, revenue, savings, goodwill, data or business opportunities,

arising out of or in connection with your use of, or inability to use, the Service, even if we have been advised of the possibility of such damages.

16.2. Cap on liability. To the maximum extent permitted by law, our total aggregate liability to you for all claims arising out of or relating to the Service or these Terms will be limited to the greater of:

the amount you have paid directly to Stolly for Paid Services in the twelve (12) months preceding the event giving rise to the claim; or

EUR 100 (or the equivalent in local currency).

16.3. Non-excludable rights. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence.

17. Indemnity

17.1. Your obligation to indemnify. To the extent permitted by applicable law, you agree to indemnify and hold harmless Stolly, its founders, affiliates, officers, directors, employees and agents from and against any claims, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising out of or relating to:

your breach of these Terms or the Community Guidelines;

your violation of any law or third-party rights;

your User Content (including any claim that it infringes or violates third-party rights); or

your misuse of the Service or any Paid Services.

18. Governing Law and Dispute Resolution

18.1. Governing law. These Terms are governed by the laws of Sweden and applicable EU law, without regard to conflict-of-laws principles, except where mandatory consumer protection rules in your country of residence require otherwise.

18.2. Jurisdiction. If you are a consumer, you may bring legal proceedings relating to these Terms in the courts of your country of residence. In all other cases, you agree that the courts of Stockholm, Sweden, will have exclusive jurisdiction.

18.3. Amicable resolution. Before starting court proceedings, both you and Stolly will use reasonable efforts to resolve the dispute amicably. You can contact us at stolly@stolly.app with a brief description of the dispute. If the dispute is not resolved within thirty (30) days, either party may bring the matter to court.

18.4. Out-of-court dispute resolution (EU). Where required by the DSA or other applicable EU laws, we will cooperate with certified out-of-court dispute settlement bodies to resolve certain disputes. Information on such bodies will be provided upon request or as required by law.

19. Force Majeure

We will not be liable for any delay or failure to perform our obligations under these Terms if such delay or failure is caused by events beyond our reasonable control, including natural disasters, war, terrorism, civil unrest, government actions, strikes, pandemics, power or internet failures, or failures of Third-Party Services or infrastructure providers.

20. Notices and Contact

20.1. How we contact you. We may provide notices by:

email to the address associated with your Account;

in-app notifications; or

posting within the Service.

20.2. How you contact us.

For general support, billing, copyright, creators and legal matters, contact us at stolly@stolly.app.

For privacy and data protection matters, including data subject rights, contact us at privacy@stolly.app.

20.3. DSA single point of contact. For authorities and other entities under the DSA, our single point of contact is stolly@stolly.app. Communications should be in English or Swedish where possible.

21. Assignment

You may not assign, transfer or delegate your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations (in whole or in part) to an affiliated entity or in connection with a merger, acquisition, corporate reorganization or sale of assets, provided that such assignment does not adversely affect your statutory rights.

22. Miscellaneous

22.1. Severability. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

22.2. Entire agreement. These Terms, together with the documents referenced in Section 1.3, constitute the entire agreement between you and Stolly regarding the Service and supersede any prior or contemporaneous agreements relating to the Service.

22.3. No waiver. Our failure to enforce any provision of these Terms will not be deemed a waiver of that provision or of our right to enforce it later. Any waiver must be in writing and signed by us.

22.4. No partnership. Nothing in these Terms creates any partnership, joint venture, employment or agency relationship between you and Stolly.

22.5. Third-party beneficiaries. Except as expressly stated (for example, in app-store specific clauses), no third party has rights to enforce these Terms.

23. App Store Terms

23.1. Apple App Store. If you download the app from the Apple App Store:

these Terms are between you and Stolly, not Apple Inc.;

Apple is not responsible for the Service or its content;

your use of the app is subject to the Apple Media Services Terms and the Apple-provided end-user licence;

Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them; and

Stolly (not Apple) is responsible for providing any maintenance and support for the app, and for handling claims relating to the app (including product liability, legal compliance and IP infringement).

23.2. Google Play. If you download the app from Google Play, your use of the app is also subject to the Google Play Terms of Service and any additional Google Play policies. Google is not responsible for providing maintenance or support for the app. In case of conflict between Google Play’s mandatory terms and these Terms, the former will prevail to the extent of the conflict.

24. Additional EU-Specific Information

24.1. Consumer rights. Nothing in these Terms limits your statutory rights as a consumer under applicable EU or national law.

24.2. P2B (business users). If you use the Service in a professional capacity (for example, as an Author monetizing content), EU Regulation 2019/1150 on promoting fairness and transparency for business users of online intermediation services (P2B Regulation) may apply. In such cases:

we will provide at least fifteen (15) days’ notice for material changes to these Terms that affect business users, unless we are required by law to act sooner;

we provide information about main ranking parameters in our transparency and help materials; and

we maintain an internal complaint-handling system for business users, accessible via stolly@stolly.app.

25. Acknowledgement

By accessing or using the Service, you confirm that you have read, understood and agree to be bound by these Terms and all policies referenced in them, and that you have the legal capacity to do so. If you are a Minor, you confirm that your Parent or Guardian has reviewed these Terms and consented to your use of the Service where required by law.

Effective Date: August 27, 2025

Operator: Stolly (currently operated by the founding team; a Swedish legal entity is being formed)

Legal Address: Korsvägen 3; Värmdövägen 197, Sweden

Contacts:

General support, billing, creators, copyright and legal: stolly@stolly.app

Privacy, GDPR and data protection: privacy@stolly.app

1. Introduction and Agreement

1.1. Who we are. These Terms of Service (“Terms”) govern your access to and use of the Stolly mobile application, website, related APIs and any other services, features or content provided by or on behalf of Stolly (collectively, the “Service” or “Stolly”). The Service is currently operated by the founding team; once a Swedish legal entity is incorporated, references to “Stolly” will include that entity.

1.2. Binding agreement. By downloading, installing, accessing or using the Service, creating an account, or otherwise indicating your acceptance, you enter into a legally binding agreement with Stolly and agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Service.

1.3. Other documents that apply. These Terms incorporate by reference and form one agreement together with:

the Privacy Policy;

the Community Guidelines;

the Payment Terms;

the Refund Policy; and

the Cookie Policy.

You should read all of these documents, as they describe how the Service works, how your data is processed, and what is expected from you as a user.

1.4. Changes to the Terms. We may update these Terms from time to time, for example to reflect changes in the Service, technology or applicable law. For material changes, we will provide notice (for example, via in-app notice, email or push notification) and indicate the new effective date. Unless a different date is stated, changes take effect when published. Your continued use of the Service after the effective date of updated Terms constitutes your acceptance of them.

1.5. Language and precedence. These Terms may be translated. If there is any inconsistency between a translated version and the English version, the English version will prevail, except where mandatory local law requires otherwise.

2. Definitions

2.1. In these Terms:

“User” or “you” means any natural person who accesses or uses the Service.

“Account” means a registered user account created to access and use the Service.

“Author” means a User who creates and publishes User Content on the Service, including Users participating in monetization or promotional programs.

“Minor” means a User who is under the age of majority in their country of residence.

3. Service Overview

3.1. Nature of the Service. Stolly is a social storytelling platform that allows Users to:

create, edit and publish short-form stories in multiple formats (text, audio, simple video or visual layers, captions and subtitles);

optionally use AI-assisted tools to generate or refine text;

convert stories to audio using text-to-speech (“TTS”) voices;

consume content via vertical feeds, including a “For You” feed based on behavioural and contextual signals and a “Following” feed based on followed accounts; and

interact socially through actions such as likes, comments, follows, favourites, reports and Virtual Gifts.

3.2. Changes and tests. We may add, remove or modify features, run tests and experiments, change the design of the Service, and introduce new products or programs over time. Where such changes are material for your rights as a consumer, we will inform you as required by law.

3.3. No guarantee of availability. The Service is provided on an “as available” basis. We do not guarantee that all features will be available at all times, or in all countries or languages. Certain features may be restricted due to age, jurisdiction, platform rules or other reasons.

4. Eligibility, Age and Parental Responsibility

4.1. Minimum age. You may only use the Service if you:

are at least 13 years old; and

have reached the minimum age of digital consent in your country of residence (which in many EU countries is 13-16),

or you use the Service under the verifiable consent and supervision of a parent or legal guardian. If local law requires a higher minimum age to use the Service, that higher age applies.

4.2. Minors and parental consent. If you are a Minor, your Parent or Guardian must review these Terms and the Privacy Policy and provide consent where required. By allowing a Minor to use the Service, the Parent or Guardian agrees to be responsible for the Minor’s use, including any purchases and User Content.

4.3. Teen safety and age-based restrictions. For Users identified as Minors, we may apply stricter privacy and safety settings, including:

limiting certain features (for example, particular monetization tools or sensitive discovery surfaces);

applying stronger content filters and downranking or hiding content unsuitable for children or teens;

reducing or disabling certain types of behavioural profiling and personalized recommendations, where required by law; and

restricting the display of targeted advertising.

Details are provided in the Community Guidelines and the Privacy Policy.

4.4. Underage users. If we become aware that a User does not meet the minimum age requirements or lacks valid parental consent, we may suspend or terminate the Account and delete personal data as required by law and the Privacy Policy.

5. Account Registration, Security and Background Operations

5.1. Account creation. To access certain features, you must create an Account. You must provide accurate, complete and up-to-date information and keep it updated.

5.2. Security and credentials. You are responsible for safeguarding your login credentials (for example, email access, one-time codes and any other authentication mechanisms) and for all activity occurring under your Account. If you suspect unauthorized access or any security incident, you must promptly notify us at stolly@stolly.app.

5.3. Device, session and activity logs. For security, anti-fraud, operational and legal reasons, we may maintain logs of Account and session activity, such as login times, IP addresses, device identifiers, feature usage and changes to Account settings. Where available, you may view and revoke active sessions in the app.

5.4. Background operations. To provide the Service, the app may perform certain background operations, including refreshing authentication tokens, pre-loading or caching content, synchronizing notifications, and cleaning temporary data. These operations may use battery, storage and data. You can usually manage such behaviour in system or app settings, but certain background processes are necessary for secure and stable operation (for example, to deliver critical security information).

5.5. Account suspension. We may temporarily or permanently suspend your Account, restrict features, or take other measures where we reasonably believe that:

you have breached these Terms, the Community Guidelines or applicable law;

your Account is compromised, used for fraud, spam or abuse; or

such action is necessary to protect the safety, security or integrity of the Service, Users or third parties.

Where legally and practically possible, we will inform you of significant restrictions and provide a basic explanation and information on how to appeal (see Section 14).

6. User Content, Rights and Responsibilities

6.1. Ownership. You retain any intellectual property rights you hold in your User Content, subject to the limitations of applicable law (including with respect to certain AI-Generated Content). We do not claim ownership of your User Content.

6.2. Licence to Stolly. In order to operate and provide the Service, you grant Stolly a worldwide, non-exclusive, royalty-free, transferable and sublicensable licence to:

host, store, reproduce, adapt, edit and format your User Content;

display, perform, transmit and distribute your User Content via the Service, including in feeds, profiles, search results, notifications, previews and recommendations;

create technical derivative works (such as thumbnails, transcodes, subtitles, previews and aggregated statistics); and

6.3. Use of User Content for model improvement. Certain User Content and usage signals (for example, engagement metrics) may be used to train, test and improve Stolly’s internal models, algorithms and recommendation systems. Where applicable law requires explicit consent for specific uses, we will seek and manage such consent in the app. You can withdraw such consent at any time, which may limit some features; withdrawal does not affect processing already carried out lawfully on the basis of consent. More information is in the Privacy Policy.

6.4. User responsibilities. You are solely responsible for your User Content and for ensuring that it:

does not violate these Terms, the Community Guidelines or applicable law;

does not infringe third-party rights, including copyright, trademark, trade secrets, privacy or personality rights;

is accurate (where it purports to state facts) and not intentionally misleading in ways that could cause harm; and

does not contain malware, malicious code or other harmful components.

6.5. Standards and prohibited content. Our Community Guidelines form part of these Terms and define prohibited and restricted content, including but not limited to:

child sexual abuse material or any content involving the sexualization or exploitation of Minors;

explicit pornography or sexual content inappropriate for the audience;

content that promotes self-harm, suicide or dangerous activities likely to cause serious harm;

threats, harassment, bullying and hate speech;

terrorist or extremist content that promotes or glorifies violence;

scams, fraud, deceptive practices and impersonation;

content that unlawfully infringes intellectual property or other rights.

6.6. Licence to other Users. When you publish User Content so that it is visible to others, you grant other Users a limited, non-exclusive licence to access and use that content via the Service (for example, to view, listen, like, comment, favourite, report and share within the app) in accordance with these Terms and applicable law. This licence does not permit commercial exploitation outside the Service unless expressly allowed by you or permitted by law.

6.7. Monitoring, removal and restriction. We may use automated tools and human review to monitor, analyse and moderate User Content. We may remove, restrict, downrank, age-gate, demonetize or otherwise limit User Content where we reasonably believe it violates these Terms, the Community Guidelines or applicable law, or where required by a court or competent authority.

6.8. Deletion of User Content. You may delete your User Content and/or your Account using the tools provided. We will make commercially reasonable efforts to remove deleted content from active public display. However, content may persist for a limited time in backups, logs or archives, or where stored by other Users, and may be retained where necessary for legal, security or compliance reasons.

7. AI-Powered Features, TTS and Automated Decision-Making

7.1. AI-powered tools. The Service may provide AI-powered tools, including:

text suggestion and AI story generation features;

TTS features that convert text into synthetic audio using licensed voices;

automated moderation assistance (for example, detection of potentially harmful or illegal content);

recommendation systems that personalize feeds based on signals such as language, region, past interactions, and safety constraints.

7.2. Nature and limitations of AI outputs. AI-Generated Content and TTS outputs may be approximate, incomplete, biased, or inappropriate. They may contain factual inaccuracies or content that does not align with your preferences or expectations. You remain fully responsible for reviewing, editing and approving any AI-Generated Content before publishing and for ensuring that your final content complies with law and these Terms.

7.3. Responsibility for prompts and inputs. You are responsible for the prompts, instructions and source material you provide to AI tools within the Service. You must not use AI features to generate or amplify prohibited content, including content that is illegal, harmful, deceptive, or that infringes the rights of others.

7.4. AI-assisted moderation and ranking. We may use automated systems and models to assist in content moderation, spam detection, fraud prevention and feed ranking. These systems may qualify as “automated decision-making” under certain laws. They are designed to support and not fully replace human judgment, and we provide mechanisms for you to contest significant decisions (see Section 14).

7.5. Voice synthesis and TTS. The TTS voices and technology used in the Service are licensed or provided by Stolly and/or Third-Party Services. You receive only a limited right to use these voices within the Service. You may not attempt to extract, clone, reverse engineer or use TTS voices outside the Service, nor use them to impersonate real individuals in a misleading or harmful way.

7.6. Labelling and transparency. Where required by law, or where we deem it necessary to avoid confusion, we may label or otherwise indicate that certain content is AI-Generated Content or has been materially modified using AI-powered tools. You must not misrepresent AI-Generated Content as authentic recordings or depictions of real persons where that could reasonably mislead others.

8. Community Standards, Safety and Prohibited Conduct

8.1. Community Guidelines. The Community Guidelines form an integral part of these Terms. They describe acceptable and unacceptable behaviour, including detailed rules about content involving violence, harassment, hate, self-harm, sexual content, minors, illegal activities and other sensitive areas.

8.2. User conduct. You agree that you will not:

violate these Terms, the Community Guidelines or applicable law;

impersonate another person or misrepresent your affiliation;

harass, threaten, bully or abuse others;

use the Service to distribute spam, scams, pyramid schemes or other unsolicited communication;

attempt to interfere with, disrupt or overload the Service, its infrastructure or connected networks;

use automated tools (such as bots, crawlers or scrapers) to access the Service without our prior written consent;

upload or distribute malware, viruses or other harmful code;

collect or publish personal data about others without their explicit consent where required by law.

8.3. Illegal and dangerous content. You must not upload, post or transmit content that is illegal, promotes illegal activity, or is likely to cause serious harm, including content that:

involves or promotes child sexual abuse or exploitation;

incites terrorism, violent extremism or serious crime;

glorifies or actively promotes self-harm or suicide;

instructs others on how to carry out serious criminal acts.

8.4. Consequences. Violating the Community Guidelines or engaging in prohibited behaviour may lead to enforcement actions, including removal or restriction of content, temporary feature limits, suspension or termination of your Account, and referral to authorities where required by law.

9. Reporting, Moderation and DSA Compliance

9.1. Reporting tools. The Service includes tools that allow you to report User Content or behaviour that you believe breaches these Terms, the Community Guidelines or applicable law. You should provide enough information to identify the content and describe the issue.

9.2. Notice-and-action. In line with the EU Digital Services Act (DSA), we operate notice-and-action procedures to handle reported content. We will review notices in a timely manner and take appropriate action, which may include removing or restricting access to content, applying warnings, or taking no action where the report is unfounded.

9.3. Statement of reasons. If we remove or restrict your content or your Account based on a perceived violation of law or our policies, we will generally provide you with a concise statement of reasons, unless:

we are legally prevented from doing so; or

providing such information would compromise the prevention or investigation of abusive or criminal behaviour.

9.4. Internal complaints-handling system. If you disagree with a content or Account decision that significantly affects you (for example, removal of content, suspension, or restriction of monetization), you may lodge an internal complaint using the in-app tools or by contacting us at stolly@stolly.app. We will review your complaint within a reasonable period and, where appropriate, involve a reviewer who was not responsible for the initial decision.

9.5. Cooperation and transparency. We may cooperate with competent authorities, trusted flaggers and other entities designated under the DSA. We will also publish periodic transparency information about key moderation metrics and systemic risk mitigation measures, in accordance with applicable law.

9.6. Copyright and other rights. Copyright and other IP complaints are handled in accordance with our Copyright & DMCA Policy, which is incorporated by reference. Rights-holders may contact us at stolly@stolly.app following the procedures described there.

10. Paid Services, Virtual Currency, Gifts and Subscriptions

10.1. Paid Services. Stolly may offer Paid Services, such as:

subscription plans granting access to premium features, higher usage limits or reduced advertising;

Virtual Currency or Virtual Gifts to support Authors or unlock features;

other paid items, such as profile boosts or special badges.

Details, prices and applicable terms are shown in the Service and/or Payment Terms at the time of purchase.

10.2. Nature of Virtual Currency and Virtual Gifts. Virtual Currency and Virtual Gifts:

are a limited licence to use digital items within the Service;

have no real-world or monetary value;

are not electronic money, financial instruments or crypto-assets; and

cannot be redeemed, exchanged or cashed out, except as explicitly allowed in a separate written agreement with Stolly.

10.3. Purchases and billing. Purchases may be processed via app stores or other Third-Party Services. By making a purchase, you authorize the applicable provider to charge your selected payment method for the price displayed, including applicable taxes. You must comply with the relevant app store or payment provider terms.

10.4. Subscriptions and auto-renewal. Subscription plans typically renew automatically at the end of each billing period at the then-current price, unless cancelled in accordance with the instructions provided by the app store or payment provider (or in your Account settings where available). We will inform you of key subscription terms before you subscribe.

10.5. Trials. We may offer free or discounted trial periods. Unless otherwise stated, trials will convert to paid subscriptions at the end of the trial if you do not cancel in time. We may restrict the number of trials per User.

10.6. Refunds and withdrawal rights. Refunds are governed by our Refund Policy, applicable app store rules and mandatory consumer protection law. In many cases, when you request immediate provision of digital content or services, you acknowledge that your statutory right of withdrawal may expire once the service is fully performed. Details are explained at purchase and in the Refund Policy.

10.7. No earnings guarantee. If you are an Author participating in the Creators Program or monetization features, we do not guarantee any minimum level of views, engagement or earnings. Earnings may depend on factors outside our control.

10.8. Payouts and fraud. Payouts to Authors may be subject to eligibility criteria, minimum thresholds, verification checks and applicable taxes. We may withhold, adjust or claw back payouts in cases of suspected fraud, abuse, Terms violations, chargebacks or legal obligations.

10.9. Taxes. You are responsible for all applicable taxes, duties or similar charges relating to your purchases or earnings, except where we are required to withhold or collect taxes under law.

11. Advertising and Promotions

11.1. Advertising. The Service may display advertising, including between stories, in feeds, and in other clearly marked placements. The amount and type of advertising may vary based on your region, tier (free or paid), age and settings.

11.2. Personalized and non-personalized ads. Some advertising may be personalized based on your activity and preferences. Where required by law, we will obtain your consent before using certain data for personalized advertising. You may adjust your choices in the app or via consent tools. If you decline personalized ads, you may still see contextual or non-personalized advertising.

11.3. Data used for advertising. To serve and measure ads, we and our partners may process limited information including device identifiers, approximate location, app usage, ad impressions and interactions. Details, including legal bases and retention periods, are described in the Privacy Policy.

11.4. Sponsored content and disclosures. We may label certain content as sponsored, paid, or in partnership with brands so you can distinguish it from organic content. If you publish branded or sponsored content, you must use any labelling tools and comply with our Community Guidelines and applicable advertising laws.

12. Third-Party Services and Infrastructure

12.1. Third-party dependencies. The Service relies on Third-Party Services such as hosting providers, infrastructure and database services, AI and TTS providers, app stores, payment processors, analytics tools and advertising partners.

12.2. Third-party terms. Your use of certain features may be subject to the terms and privacy policies of Third-Party Services. You are responsible for reviewing and complying with those terms where they apply (for example, app store rules and payment provider terms).

12.3. No responsibility for third-party content. We are not responsible for third-party websites, apps, content or services, even if accessed through the Service. Your interactions with third parties are solely between you and the third party.

12.4. Outages and changes. Third-Party Services may experience outages, limitations or changes that affect the availability or functioning of the Service. While we aim to maintain a stable Service, we cannot guarantee uninterrupted or error-free operation and are not liable for unavailability caused by events outside our reasonable control.

13. Privacy and Data Protection

13.1. Privacy Policy. Our processing of personal data is described in detail in the Privacy Policy, which is part of these Terms. The Privacy Policy covers:

what personal data we collect and how;

the purposes and legal bases for processing;

retention periods;

data subject rights and how to exercise them;

international data transfers and safeguards;

security measures.

13.2. GDPR and EU data protection. For Users in the EU/EEA, Stolly acts as a data controller for most processing activities and complies with the General Data Protection Regulation (GDPR). You may exercise your rights (access, rectification, erasure, restriction, objection, portability) by contacting us at privacy@stolly.app. You also have the right to lodge a complaint with your local data protection authority.

13.3. International transfers. Where personal data is transferred outside the EU/EEA, we implement appropriate safeguards, such as standard contractual clauses or equivalent mechanisms, as described in the Privacy Policy.

13.4. Legal requests. We may receive lawful requests from authorities (for example, court orders or law-enforcement requests). We review such requests for legality and scope and disclose data only where required by law and in accordance with applicable safeguards.

14. Suspension, Termination and Appeals

14.1. Your right to end the relationship. You may stop using the Service at any time. You may also request deletion of your Account through in-app tools or by contacting us. We will process your request in accordance with the Privacy Policy and legal obligations.

14.2. Our right to suspend or terminate. We may suspend or terminate your Account, or restrict access to certain features, at our reasonable discretion where:

you materially or repeatedly breach these Terms, the Community Guidelines or applicable law;

we reasonably suspect fraud, abuse, or risk to the security or integrity of the Service;

we are required to do so by law, regulation or a binding order.

14.3. Effects of termination. Upon termination:

your right to access and use the Service ceases immediately;

we may delete or restrict access to your User Content (subject to Sections 6.7 and 6.8);

we have no obligation to maintain or provide you with copies of any data, except where required by law.

14.4. Statements of reasons and appeals (DSA). For Users in the EU/EEA, where we impose a significant restriction or termination based on alleged violation of law or our policies, we will generally provide a statement of reasons and information on how to contest the decision, unless we are legally prevented from doing so. You may challenge such decisions using our internal complaints-handling system or by contacting us at stolly@stolly.app. We will review appeals within a reasonable timeframe.

14.5. Survival. Provisions that by their nature should survive termination (including, without limitation, those relating to intellectual property, limitations of liability, indemnity, governing law and dispute resolution) will continue to apply.

15. Warranties and Disclaimers

15.1. Service “as is”. To the maximum extent permitted by applicable law, the Service is provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, non-infringement and accuracy.

15.2. No guarantee of results. We do not warrant that the Service will meet your requirements, that it will be uninterrupted, secure or error-free, or that any defects will be corrected. We do not guarantee any particular level of reach, engagement or earnings for Authors.

15.3. Third-party content. We do not endorse or control User Content or third-party content and are not responsible for its accuracy, legality or quality. You access such content at your own risk.

16. Limitation of Liability

16.1. Exclusion of certain damages. To the maximum extent permitted by law, Stolly and its founders, affiliates, officers, directors, employees and agents will not be liable for any:

indirect, incidental, special, consequential or punitive damages; or

loss of profits, revenue, savings, goodwill, data or business opportunities,

arising out of or in connection with your use of, or inability to use, the Service, even if we have been advised of the possibility of such damages.

16.2. Cap on liability. To the maximum extent permitted by law, our total aggregate liability to you for all claims arising out of or relating to the Service or these Terms will be limited to the greater of:

the amount you have paid directly to Stolly for Paid Services in the twelve (12) months preceding the event giving rise to the claim; or

EUR 100 (or the equivalent in local currency).

16.3. Non-excludable rights. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence.

17. Indemnity

17.1. Your obligation to indemnify. To the extent permitted by applicable law, you agree to indemnify and hold harmless Stolly, its founders, affiliates, officers, directors, employees and agents from and against any claims, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising out of or relating to:

your breach of these Terms or the Community Guidelines;

your violation of any law or third-party rights;

your User Content (including any claim that it infringes or violates third-party rights); or

your misuse of the Service or any Paid Services.

18. Governing Law and Dispute Resolution

18.1. Governing law. These Terms are governed by the laws of Sweden and applicable EU law, without regard to conflict-of-laws principles, except where mandatory consumer protection rules in your country of residence require otherwise.

18.2. Jurisdiction. If you are a consumer, you may bring legal proceedings relating to these Terms in the courts of your country of residence. In all other cases, you agree that the courts of Stockholm, Sweden, will have exclusive jurisdiction.

18.3. Amicable resolution. Before starting court proceedings, both you and Stolly will use reasonable efforts to resolve the dispute amicably. You can contact us at stolly@stolly.app with a brief description of the dispute. If the dispute is not resolved within thirty (30) days, either party may bring the matter to court.

18.4. Out-of-court dispute resolution (EU). Where required by the DSA or other applicable EU laws, we will cooperate with certified out-of-court dispute settlement bodies to resolve certain disputes. Information on such bodies will be provided upon request or as required by law.

19. Force Majeure

20. Notices and Contact

20.1. How we contact you. We may provide notices by:

email to the address associated with your Account;

in-app notifications; or

posting within the Service.

20.2. How you contact us.

For general support, billing, copyright, creators and legal matters, contact us at stolly@stolly.app.

For privacy and data protection matters, including data subject rights, contact us at privacy@stolly.app.

20.3. DSA single point of contact. For authorities and other entities under the DSA, our single point of contact is stolly@stolly.app. Communications should be in English or Swedish where possible.

21. Assignment

22. Miscellaneous

22.1. Severability. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

22.2. Entire agreement. These Terms, together with the documents referenced in Section 1.3, constitute the entire agreement between you and Stolly regarding the Service and supersede any prior or contemporaneous agreements relating to the Service.

22.3. No waiver. Our failure to enforce any provision of these Terms will not be deemed a waiver of that provision or of our right to enforce it later. Any waiver must be in writing and signed by us.

22.4. No partnership. Nothing in these Terms creates any partnership, joint venture, employment or agency relationship between you and Stolly.

22.5. Third-party beneficiaries. Except as expressly stated (for example, in app-store specific clauses), no third party has rights to enforce these Terms.

23. App Store Terms

23.1. Apple App Store. If you download the app from the Apple App Store:

these Terms are between you and Stolly, not Apple Inc.;

Apple is not responsible for the Service or its content;

your use of the app is subject to the Apple Media Services Terms and the Apple-provided end-user licence;

Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them; and

23.2. Google Play. If you download the app from Google Play, your use of the app is also subject to the Google Play Terms of Service and any additional Google Play policies. Google is not responsible for providing maintenance or support for the app. In case of conflict between Google Play’s mandatory terms and these Terms, the former will prevail to the extent of the conflict.

24. Additional EU-Specific Information

24.1. Consumer rights. Nothing in these Terms limits your statutory rights as a consumer under applicable EU or national law.

24.2. P2B (business users). If you use the Service in a professional capacity (for example, as an Author monetizing content), EU Regulation 2019/1150 on promoting fairness and transparency for business users of online intermediation services (P2B Regulation) may apply. In such cases:

we will provide at least fifteen (15) days’ notice for material changes to these Terms that affect business users, unless we are required by law to act sooner;

we provide information about main ranking parameters in our transparency and help materials; and

we maintain an internal complaint-handling system for business users, accessible via stolly@stolly.app.

TERMS OF SERVICE - STOLLY

1. Introduction and Agreement

1.3. Other documents that apply. These Terms incorporate by reference and form one agreement together with:

1.5. Language and precedence. These Terms may be translated. If there is any inconsistency between a translated version and the English version, the English version will prevail, except where mandatory local law requires otherwise.

2. Definitions

2.1. In these Terms:

3. Service Overview

3.1. Nature of the Service. Stolly is a social storytelling platform that allows Users to:

3.2. Changes and tests. We may add, remove or modify features, run tests and experiments, change the design of the Service, and introduce new products or programs over time. Where such changes are material for your rights as a consumer, we will inform you as required by law.

3.3. No guarantee of availability. The Service is provided on an “as available” basis. We do not guarantee that all features will be available at all times, or in all countries or languages. Certain features may be restricted due to age, jurisdiction, platform rules or other reasons.

4. Eligibility, Age and Parental Responsibility

4.1. Minimum age. You may only use the Service if you:

4.3. Teen safety and age-based restrictions. For Users identified as Minors, we may apply stricter privacy and safety settings, including:

4.4. Underage users. If we become aware that a User does not meet the minimum age requirements or lacks valid parental consent, we may suspend or terminate the Account and delete personal data as required by law and the Privacy Policy.

5. Account Registration, Security and Background Operations

5.1. Account creation. To access certain features, you must create an Account. You must provide accurate, complete and up-to-date information and keep it updated.

5.5. Account suspension. We may temporarily or permanently suspend your Account, restrict features, or take other measures where we reasonably believe that:

6. User Content, Rights and Responsibilities

6.1. Ownership. You retain any intellectual property rights you hold in your User Content, subject to the limitations of applicable law (including with respect to certain AI-Generated Content). We do not claim ownership of your User Content.

6.2. Licence to Stolly. In order to operate and provide the Service, you grant Stolly a worldwide, non-exclusive, royalty-free, transferable and sublicensable licence to:

6.4. User responsibilities. You are solely responsible for your User Content and for ensuring that it:

6.5. Standards and prohibited content. Our Community Guidelines form part of these Terms and define prohibited and restricted content, including but not limited to:

7. AI-Powered Features, TTS and Automated Decision-Making

7.1. AI-powered tools. The Service may provide AI-powered tools, including:

8. Community Standards, Safety and Prohibited Conduct

8.2. User conduct. You agree that you will not:

8.3. Illegal and dangerous content. You must not upload, post or transmit content that is illegal, promotes illegal activity, or is likely to cause serious harm, including content that:

8.4. Consequences. Violating the Community Guidelines or engaging in prohibited behaviour may lead to enforcement actions, including removal or restriction of content, temporary feature limits, suspension or termination of your Account, and referral to authorities where required by law.

9. Reporting, Moderation and DSA Compliance

9.1. Reporting tools. The Service includes tools that allow you to report User Content or behaviour that you believe breaches these Terms, the Community Guidelines or applicable law. You should provide enough information to identify the content and describe the issue.

9.3. Statement of reasons. If we remove or restrict your content or your Account based on a perceived violation of law or our policies, we will generally provide you with a concise statement of reasons, unless:

9.5. Cooperation and transparency. We may cooperate with competent authorities, trusted flaggers and other entities designated under the DSA. We will also publish periodic transparency information about key moderation metrics and systemic risk mitigation measures, in accordance with applicable law.

9.6. Copyright and other rights. Copyright and other IP complaints are handled in accordance with our Copyright & DMCA Policy, which is incorporated by reference. Rights-holders may contact us at stolly@stolly.app following the procedures described there.

10. Paid Services, Virtual Currency, Gifts and Subscriptions

10.1. Paid Services. Stolly may offer Paid Services, such as:

10.2. Nature of Virtual Currency and Virtual Gifts. Virtual Currency and Virtual Gifts:

10.5. Trials. We may offer free or discounted trial periods. Unless otherwise stated, trials will convert to paid subscriptions at the end of the trial if you do not cancel in time. We may restrict the number of trials per User.

10.7. No earnings guarantee. If you are an Author participating in the Creators Program or monetization features, we do not guarantee any minimum level of views, engagement or earnings. Earnings may depend on factors outside our control.

10.8. Payouts and fraud. Payouts to Authors may be subject to eligibility criteria, minimum thresholds, verification checks and applicable taxes. We may withhold, adjust or claw back payouts in cases of suspected fraud, abuse, Terms violations, chargebacks or legal obligations.

10.9. Taxes. You are responsible for all applicable taxes, duties or similar charges relating to your purchases or earnings, except where we are required to withhold or collect taxes under law.

11. Advertising and Promotions

11.1. Advertising. The Service may display advertising, including between stories, in feeds, and in other clearly marked placements. The amount and type of advertising may vary based on your region, tier (free or paid), age and settings.

11.3. Data used for advertising. To serve and measure ads, we and our partners may process limited information including device identifiers, approximate location, app usage, ad impressions and interactions. Details, including legal bases and retention periods, are described in the Privacy Policy.

12. Third-Party Services and Infrastructure

12.1. Third-party dependencies. The Service relies on Third-Party Services such as hosting providers, infrastructure and database services, AI and TTS providers, app stores, payment processors, analytics tools and advertising partners.

12.2. Third-party terms. Your use of certain features may be subject to the terms and privacy policies of Third-Party Services. You are responsible for reviewing and complying with those terms where they apply (for example, app store rules and payment provider terms).

12.3. No responsibility for third-party content. We are not responsible for third-party websites, apps, content or services, even if accessed through the Service. Your interactions with third parties are solely between you and the third party.

13. Privacy and Data Protection

13.1. Privacy Policy. Our processing of personal data is described in detail in the Privacy Policy, which is part of these Terms. The Privacy Policy covers:

13.3. International transfers. Where personal data is transferred outside the EU/EEA, we implement appropriate safeguards, such as standard contractual clauses or equivalent mechanisms, as described in the Privacy Policy.

13.4. Legal requests. We may receive lawful requests from authorities (for example, court orders or law-enforcement requests). We review such requests for legality and scope and disclose data only where required by law and in accordance with applicable safeguards.

14. Suspension, Termination and Appeals

14.1. Your right to end the relationship. You may stop using the Service at any time. You may also request deletion of your Account through in-app tools or by contacting us. We will process your request in accordance with the Privacy Policy and legal obligations.

14.2. Our right to suspend or terminate. We may suspend or terminate your Account, or restrict access to certain features, at our reasonable discretion where:

14.3. Effects of termination. Upon termination:

14.5. Survival. Provisions that by their nature should survive termination (including, without limitation, those relating to intellectual property, limitations of liability, indemnity, governing law and dispute resolution) will continue to apply.

15. Warranties and Disclaimers

15.2. No guarantee of results. We do not warrant that the Service will meet your requirements, that it will be uninterrupted, secure or error-free, or that any defects will be corrected. We do not guarantee any particular level of reach, engagement or earnings for Authors.

15.3. Third-party content. We do not endorse or control User Content or third-party content and are not responsible for its accuracy, legality or quality. You access such content at your own risk.

16. Limitation of Liability

16.1. Exclusion of certain damages. To the maximum extent permitted by law, Stolly and its founders, affiliates, officers, directors, employees and agents will not be liable for any:

16.2. Cap on liability. To the maximum extent permitted by law, our total aggregate liability to you for all claims arising out of or relating to the Service or these Terms will be limited to the greater of:

16.3. Non-excludable rights. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence.

17. Indemnity

18. Governing Law and Dispute Resolution

18.1. Governing law. These Terms are governed by the laws of Sweden and applicable EU law, without regard to conflict-of-laws principles, except where mandatory consumer protection rules in your country of residence require otherwise.

18.2. Jurisdiction. If you are a consumer, you may bring legal proceedings relating to these Terms in the courts of your country of residence. In all other cases, you agree that the courts of Stockholm, Sweden, will have exclusive jurisdiction.

18.4. Out-of-court dispute resolution (EU). Where required by the DSA or other applicable EU laws, we will cooperate with certified out-of-court dispute settlement bodies to resolve certain disputes. Information on such bodies will be provided upon request or as required by law.

19. Force Majeure

20. Notices and Contact

20.1. How we contact you. We may provide notices by:

20.2. How you contact us.

20.3. DSA single point of contact. For authorities and other entities under the DSA, our single point of contact is stolly@stolly.app. Communications should be in English or Swedish where possible.

21. Assignment

22. Miscellaneous

22.1. Severability. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

22.2. Entire agreement. These Terms, together with the documents referenced in Section 1.3, constitute the entire agreement between you and Stolly regarding the Service and supersede any prior or contemporaneous agreements relating to the Service.

22.3. No waiver. Our failure to enforce any provision of these Terms will not be deemed a waiver of that provision or of our right to enforce it later. Any waiver must be in writing and signed by us.

22.4. No partnership. Nothing in these Terms creates any partnership, joint venture, employment or agency relationship between you and Stolly.

22.5. Third-party beneficiaries. Except as expressly stated (for example, in app-store specific clauses), no third party has rights to enforce these Terms.